Statistics show that scams are increasing in Vancouver. Also the fraudsters behind these scams are coming up with more intelligent ways to get your money.
Here I would like to share some tips on how to avoid scams completely.
Find Out Everything And Verify
Before you start to deal with someone or even a company, find out as much as you can about them. For example, get the individual or company’s name, address, telephone and everything that you can.
Second step is to verify all this information either by yourself, or through Google.
Wiring Money Transfer = Cash
You might have noticed that most scams out there ask for wire transfer. Well there is a reason for it. Money transfers or wire transfers can’t be traced. To make matters worst, this kind of transfer can’t be reversed.
Keep track of your finances
If you are not keeping track of your finances, you wouldn’t know where your money is going. Tracking your finances can also let you know if someone already stole your ID or not.
Only Deal With Real Charities, ESPECIALLY After A Disaster
Scamming people in the name of charities has been going on for a while. You would think that when a natural disaster strikes that people will actually come to their senses and help each other out. Unfortunately, this is when a new horrible type of scam starts going around . . .
When a natural disaster occurs, these low lives start collecting money from people while posing as a real charity (Or someone who represents a real charity). Never give to a charity until you Google them and have enough data about them to know that they are legit.
Research Before You Get Health Related Products
Avoid buying health products until you consult with your doctor. Lots of health products are out there that make crazy claims so make sure you consult with your doctor first. Sometimes things are not what they appear to be. Exercise common sense.
Never Send Money Online Unless You Are 100% Sure
There are lots of websites that accept credit cards online but you must be careful. Always call the company you are dealing with. Also do a search on Google to make sure they don’t have any bad reviews.
Never Give Your Financial Information
Whether it’s on the phone or through email, NEVER give you financial information. Even if your bank is asking for it, DO NOT give it. Unless you called the bank yourself, no one will ever call on your bank’s behalf and ask you for money.
Scams in Vancouver are on the rise so be careful and remember, if it’s too good to be true, it probably is.